Hi,

Can anyone suggested any health insurance companies offering low price emergency cover that I could take out whilst studying Turkish and looking for work in Turkey? How much should I look at paying?

Cheers

Best thing is to search the internet. Normally on insurance there is a time limit, i.e. number of days spent abroad, so you might have to find something that would suit say a backpacker. Also watch out for liability sum, at least £2m and preferably £5m. And of course make sure that repatriation is covered too, just in case.

I have had a health insurance for quite a while now. I actually used it only once for a fever treatment. There are certain things that you need to take into account. If you think of the health insurance as a precaution for an unexpected major health problem like I do, it can be quite a cost efficient investment. Because I don't use it all that much they offer a discount on the premium payments but since I am aging and becoming riskier for the guys and they re-increase them. In the end, there are countless calculations going on. Whichever policy you opt for you should read the small print carefully. Even if you are covered, you still need to pay a percentage of the drug expenses.

For example, I've found -to my disappointment- that I am not entitled to an annual check up as I din't tick a box or something.