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BANK CARDS
(13 Messages in 2 pages - View all)
[1] 2
1.       yilgun-7
1326 posts
 07 Oct 2008 Tue 08:30 pm

- Türkiye´de, her türlü alýþveriþlerde, banka kredi kartlarý kullanýlýr ya da nakit para ile peþin ödeme yapýlýr.

 

In Türkiye, people use  bank credit cards in daily shoppings or it is made payment as spot-cash.

 

- Avrupa´da (Ýngiltere, Fransa, Almanya, Ýtalya vb.) günlük alýþveriþler nasýl ödeme yapýlýr?

Banka kredi kartlarý, peþin nakit ödemesi, baþka bir sistem aracýlýðla ?

 

How to pay?How do you get your payments in daily shopping  in the Europe (England, France, Germany, Italy, etc) ? Is it  made by means of bank credit cards, or spot cash or another payment system ?

 

- Avrupa´da kredi kartlarý kullanýlýyor mu?

Are there bank credit cards in Europe?

 

2.       catwoman
8933 posts
 07 Oct 2008 Tue 08:39 pm

I don´t know about Avrupa (they may be carrying cash with them to buy a house), but in the US, I can´t imagine not having a credit card... although... there´s a major downside to that too.. {#lang_emotions_confused} (I do hope that Meltem will make lots of money in the future).

3.       yilgun-7
1326 posts
 07 Oct 2008 Tue 09:17 pm

thank you very much

4.       Trudy
7887 posts
 07 Oct 2008 Tue 09:28 pm

In the Netherlands everyone has at least one bank debitcard which we use in shops or ATM´s, most have also a chipcard - for small amounts and more and more people have a Visa or Master Card as well.

5.       thehandsom
7403 posts
 07 Oct 2008 Tue 09:30 pm

 

Quoting catwoman

I don´t know about Avrupa (they may be carrying cash with them to buy a house), but in the US, I can´t imagine not having a credit card... although... there´s a major downside to that too.. {#lang_emotions_confused} (I do hope that Meltem will make lots of money in the future).

 

Well not all of them..Bartering still seems to be going on.

What is exchanged varies  from region to region..

My welsh neighbour told me that he gave 1468 sheep to the previous  owner for the house (3 bedroom semi detached victorian house ) and i also heard that scotts are bartering with their shetland wool knittings for houses.

6.       mltm
3690 posts
 07 Oct 2008 Tue 09:38 pm

 

Quoting catwoman

(I do hope that Meltem will make lots of money in the future).

 

Thanks for your wish catwoman  I have always had the feeling that I will be rich in the future, but around when I do not have any clue. For the moment no sign.

 

In France, it´s not very different I guess. People use bank cards, credit cards, cash and cheques as well. Nearly everyone has a card, but it´s not easy to get a credit card as in Turkey. In Turkey, they nearly distribute credit cards in the streets. When I was a student with no income,  I had nearly 4 credit cards each of them having limits changing from 500 to 1000 YTL. In France, for people who do not work, it is impossible to get a credit card. Here the laws about limits are stricter. And there´s no tax cards as in Turkey. Though, shopping with tax cards is really cool.

 

7.       Deli_kizin
6376 posts
 07 Oct 2008 Tue 10:14 pm

In the Netherlands mainly debit cards are used during shopping. Creditcards are obviously used, especially for big purchases or purchasing online (planetickets ) but much harder to obtain than in Turkey and people generally own 1 or 2 creditcards, not 5 or 6 as I have frequently seen in Turkey. The taksit-business as you see in turkey (take the product home and pay in monthly terms) isnt as well ´developed´ as in Turkey, nor used much. You see it coming up these days, on big products, but in Turkey virtually everything can be bought in terms. I hope our system never gets that far because I think it is dangerous to spend money that you dont ´have´.

8.       Trudy
7887 posts
 07 Oct 2008 Tue 10:26 pm

 

Quoting Deli_kizin

In the Netherlands mainly debit cards are used during shopping. Creditcards are obviously used, especially for big purchases or purchasing online (planetickets ) but much harder to obtain than in Turkey and people generally own 1 or 2 creditcards, not 5 or 6 as I have frequently seen in Turkey. The taksit-business as you see in turkey (take the product home and pay in monthly terms) isnt as well ´developed´ as in Turkey, nor used much. You see it coming up these days, on big products, but in Turkey virtually everything can be bought in terms. I hope our system never gets that far because I think it is dangerous to spend money that you dont ´have´.

 

 Depends of your salary.....

9.       Elisabeth
5732 posts
 07 Oct 2008 Tue 10:29 pm

 

Quoting thehandsom

Well not all of them..Bartering still seems to be going on.

What is exchanged varies  from region to region..

My welsh neighbour told me that he gave 1468 sheep to the previous  owner for the house (3 bedroom semi detached victorian house ) and i also heard that scotts are bartering with their shetland wool knittings for houses.

 

 OK handsom...I have an old dog (not actually mine, but I am pretty sure my parents won´t miss it), a cat and a few old wool sweaters....what will you give me for them????  {#lang_emotions_lol_fast}

10.       lady in red
6947 posts
 07 Oct 2008 Tue 11:10 pm

Credit cards are limitless in the UK!  (Unless its changed in the last year or so)  There seems to be very little check on finances and it is possible to hold several credit cards at once.

 

The best bet is to get a 0% interest credit card - probably for 9 months - and then just before the time runs out get another one and transfer your balance.  You can go on like this till you run out of credit card companies!  Of course you should be paying something off along the way!

 

It seems to be quite difficult for a ´foreigner´ in Turkey to get hold of a credit card.

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