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How do you waste your money?
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| 1. |
14 Aug 2007 Tue 06:33 pm |
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I just recently attended a 401k (retirement plan) seminar and the speaker was talking about ways he could save money by cutting back on his spending.
I went home and rexamined my ways of wasteful spending.
Here are my examples;
-I have had a gym membership for 3 years now and have been probably 10 times at the most. Let's see that's $50 a month x 36 months = $1800 annually wasted
-I spend $2.99 a day for coffee = $2.99 x 5 days a week = $14.95 a week = $777.40 annually. When my lazy self could make coffee at home.
-I spend $4.25 on a pack of cigarettes a day $4.25 x 364 days = $1,547 annually. On something that is going to kill me.
-I spend $45.00 a month on pedicures and manicures. $45.00 x 12 months = $540.00 annually. When I could do this myself.
Ok, I know it's sickening almost five thousand dollars in just the above and for what? Not to mention the fast food I eat.. How do you waste money?
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| 2. |
14 Aug 2007 Tue 06:36 pm |
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I cant even think about what I waste money on.....I am still recovering from the fact that your cigarettes are SO CHEAP! They are £5.50 per pack of 20 in the UK - so we pay over DOUBLE what you do 
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| 4. |
14 Aug 2007 Tue 07:43 pm |
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Yea ur right, who cares about money. I use my money in the maintenance of myself, food, my clothings, make-ups, accessories, shoes, bags, parlor for my hair to do my monthly relaxing, hot oil and cellophane, foot spa and body steaming, to include manicure and pedicure and tips ehhee so many. But still, i spend money in a worthwhile reasons because i support financially three scholars in college level, 2 high schools and 1 primary level.I also do marketing and pay all my bills for electric, DSL and cellphone.
I had paid my pension plan, memorial plan, and death insurance.
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| 5. |
14 Aug 2007 Tue 07:44 pm |
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I never thought of it that way.  I'll be dead before I can retire. Oh well, I'll continue to enjoy my pedicures and my marlboro lights then.  Or another thought could be to buy a farm and grow tobacco.
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| 6. |
14 Aug 2007 Tue 07:48 pm |
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Quoting Pizza:
Yea ur right, who cares about money. I use my money in the maintenance of myself, food, my clothings, make-ups, accessories, shoes, bags, parlor for my hair to do my monthly relaxing, hot oil and cellophane, foot spa and body steaming, to include manicure and pedicure and tips ehhee so many. But still, i spend money in a worthwhile reasons because i support financially three scholars in college level, 2 high schools and 1 primary level.I also do marketing and pay all my bills for electric, DSL and cellphone.
I had paid my pension plan, memorial plan, and death insurance. |
And I thought I spent too much money.  I do agree you need to pamper yourself for working hard. Sounds like you have all your ducks in a row.
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| 7. |
14 Aug 2007 Tue 07:52 pm |
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Quoting teaschip1: Quoting Pizza:
Yea ur right, who cares about money. I use my money in the maintenance of myself, food, my clothings, make-ups, accessories, shoes, bags, parlor for my hair to do my monthly relaxing, hot oil and cellophane, foot spa and body steaming, to include manicure and pedicure and tips ehhee so many. But still, i spend money in a worthwhile reasons because i support financially three scholars in college level, 2 high schools and 1 primary level.I also do marketing and pay all my bills for electric, DSL and cellphone.
I had paid my pension plan, memorial plan, and death insurance. |
And I thought I spent too much money. I do agree you need to pamper yourself for working hard. Sounds like you have all your ducks in a row. |
yea i enjoy what money can provide. In addition, i also spend money for my TGIF activities with my friends, and travel.
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, no drinking 
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You certainly are not wasting it, but using it to live nice. It is the second thought that strikes me though: How come you have got so much time to "spend your money"? 
Those beauty salon or spa stuff, and then the weekend fiesta, plus the much demanding job...not to mention online learning and hanging around 
to Pizza the Superwoman