Turkey |
|
|
|
|
|
wages
|
| 30. |
26 Aug 2006 Sat 02:23 am |
|
Quoting Seticio: But interesting thing that I saw in Turkey is buying things by instalments, even shoes or T-shirts. I found it good, because in this way even not rich student can afford buying something. In Poland you can buy only expensive things, like cars or fridges by instalments. And only very well earning people can get a credit card in Poland. |
I guess this is the "taksit" system you are talking about. When I was in Istanbul a couple of weeks ago, I saw "taksit" mentioned on practically every shop. If you are a wise person who knows how to budget, it's OK to make use of that. But I think that a lot of people spend a lot of money (before realizing it) on shoes, clothing, small furniture and stuff. And eventually those small "taksitler" pile up to a big amount of money..
Overhere in Belgium you can buy loads of things with monthly installments, but not shoes or clothes.
And almost every week I get a letter in my mailbox from companies that offer very tempting loans. If you want, they put like 5000 euros or more on your bank account the next day. They don't even want to know what you will be using it for, they just "give" it to you. But a lot of people don't realize that you pay HUGE interests on that loan, and they fall into the trap.. Some even get a second loan to pay off the first loan, and then there is no end..
Overhere there is a kind of blacklist with names of people who can't get a loan anymore because of the fact that they have too much debts. And that list is getting longer and longer..
Government should do something about this, because when money is involved, a lot of people lose their common sense. And yes, with suicide as a result in the worst case...
|
|
| 31. |
26 Aug 2006 Sat 02:51 pm |
|
Elisa is right. And it indeed is called taksit. I saw it everywhere too in Izmir.
In Holland we only have it on expensive things like LCD Televisions, computer related things, refridgerators. Things you might suddenly need when they get broken, but are too expensive to buy just at once.
I wondered also this thing: In Holland you can have an 'abonne' on a phone-company: you pay them around 40YTL each month and for this money you get credits ánd a free phone. The newest models can be picked, but you have to be attached to the phonecompany with 40YTL for 1 or 2 years. Do they have this in Turkey too?
|
|
| 32. |
26 Aug 2006 Sat 02:58 pm |
|
Quoting Deli_kizin: I wondered also this thing: In Holland you can have an 'abonne' on a phone-company: you pay them around 40YTL each month and for this money you get credits ánd a free phone. The newest models can be picked, but you have to be attached to the phonecompany with 40YTL for 1 or 2 years. Do they have this in Turkey too? |
It doesn't. I heard that Vodaphone was going to do a similar thing but until now, nothing..
It exists in England too I think. But not in Belgium 
|
|
| 33. |
26 Aug 2006 Sat 03:01 pm |
|
Quoting Elisa:
It doesn't. I heard that Vodaphone was going to do a similar thing but until now, nothing..
It exists in England too I think. But not in Belgium |
Ohh ne yazık yaaa!!!
I hope Vodaphone will do soon, because my phone is becoming 'lazy' so I need a new one. And I want it to have a camera so that I can MMS my Dutchies every once in a while.
Btw Elisa, in Holland the companies will quit with it soon I heard. They advice you to do it now before it stops. I never did it because by the time it got really popular, I didn't have two years left ebfore I'd go to Turkey anymore 
|
|
| 34. |
26 Aug 2006 Sat 03:02 pm |
|
Quoting Elisa: Quoting Deli_kizin: I wondered also this thing: In Holland you can have an 'abonne' on a phone-company: you pay them around 40YTL each month and for this money you get credits ánd a free phone. The newest models can be picked, but you have to be attached to the phonecompany with 40YTL for 1 or 2 years. Do they have this in Turkey too? |
It doesn't. I heard that Vodaphone was going to do a similar thing but until now, nothing..
It exists in England too I think. But not in Belgium |
I have this type of contract. I get free phone, sms and calls in the UK, but it doesn't include calls outside the UK so any international calls are charged extra, and at a higher rate than normal. My bill should be £40 per month, but it is generally about £100 per month! 
My advice is check the small print!
|
|
| 35. |
26 Aug 2006 Sat 03:05 pm |
|
Quoting aenigma x:
I have this type of contract. I get free phone, sms and calls in the UK, but it doesn't include calls outside the UK so any international calls are charged extra, and at a higher rate than normal. My bill should be £40 per month, but it is generally about £100 per month!
|
So high!! No wonder you work day and night 
In Holland it's about 20-40 euros the contract, but it's limited: you get like..300 sms a month or 150 minutes to call. The rest gets indeed rated higher than usual.
(im not sure if i mixed it up, maybe its 150 sms and 300 minutes call )
|
|
| 36. |
26 Aug 2006 Sat 03:09 pm |
|
My provider offers me a nice service though:
when you subscribe to the "Ay Yıldız" formula, you can phone to Turkish landlines for 0.15 euros per minute, cell phones is 0.35 euros per minute, and an sms to Turkey 0.15 euros. Great service, and it doesn't cost me anything extra. Reason for this service is that there is a very large Turkish community here, so that provider discovered a gap in the market there..
|
|
| 37. |
26 Aug 2006 Sat 03:12 pm |
|
Quoting Elisa: My provider offers me a nice service though:
when you subscribe to the "Ay Yıldız" formula, you can phone to Turkish landlines for 0.15 euros per minute, cell phones is 0.35 euros per minute, and an sms to Turkey 0.15 euros. Great service, and it doesn't cost me anything extra. Reason for this service is that there is a very large Turkish community here, so that provider discovered a gap in the market there.. |
Ohh great! Maybe Holland has it too! We have those numbers that you can call andthen you get a country code and then you can also call for cheap rates, but their starters rate to get that code is already about €1,25 and it doesn't always work. So sometimes you pay €3.75 just to get that code :-S
I'll try to find out if we have it too, would be great for my parents to have.
Is there such a thing for calls to Europe in Türkiye too?
|
|
| 38. |
26 Aug 2006 Sat 03:13 pm |
|
Quoting erdinc: You are right on this but it gets out of control without you even realising. With time you start ignoring your debts. You start pretending they don't exist or you can manage them.
I don't want to tell you how bad I did but it was very very bad. At the time, a few years ago there was no limit on number of credit cards you could get from different banks. I was worse than the people you describe as "who don't think at all".
I know many people who were in smillar situations. |
This is so sad. I know many people in the UK who are in this situation, and I confess I've been there too. I can't even begin to imagine what it's like with the extortionate interest rates they charge in Turkey. It is true that we get ourselves into this situation, but it is so easy and you realise you are sinking further and further into debt. I remember ignoring bills and not even opening the envelope. Too many people are committing suicide over debt and its so sad. To end a life because of money .
|
|
| 39. |
26 Aug 2006 Sat 03:15 pm |
|
Quoting Deli_kizin: We have those numbers that you can call andthen you get a country code and then you can also call for cheap rates, but their starters rate to get that code is already about €1,25 and it doesn't always work. So sometimes you pay €3.75 just to get that code :-S
|
I know those :-S Indeed, you don't pay too much for the actual international call, but before you get there you have to dial a number that charges a lot.. So in the end you are probably worse off..
|
|
| 40. |
26 Aug 2006 Sat 05:20 pm |
|
Quoting erdinc:
In the UK when I wanted to open a bank account and the bank has given me an appontment to next week and I should come with a few papers and I should see a certain person in a certain branch. I was in shock when I heard this.
|
erdinc, sometimes some branches of banks make appointments for things like opening accounts, mortgage advice, loan advice etc but other branches have advisors who can help you there and then. i have walked into one branch of my bank and asked about opening a student account (bearing in mind i already have a normal account with them) and was told i had to make an appointment for the following week but when i walked into a bigger branch of the same bank somewhere else on the same day, i was seen straight away!
|
|
|
