one day i will be good at Turkish i hope and i pray

I´ll get there eventually. The repetition does help. I have learned that way from his mother since she doesn´t speak English. I remember very well what "Gelinim! Türkçe öğren! Türkiye´ye gel!" means as it´s been repeated again and again to me. Charades is useful too.

i think there is a logical connection in this expression. pamuk eller means hands as soft as cotton. people who dont have too much money tend to work on hard works and their hands are not soft enough compared to people who have more money. so you request money from cotton handed people! i see an ironic joke here.

Thank you so much. I got the idea behind using "ise".
 excellent explanation by the way  

Be yourself.