informal:
1.
Sevgili Julia, Dear Julia
...
HoşÃ§akal, Bye,
Marcel
2.
Merhaba Julia, Hello Julia
...
Sevgilerimle, with love
Marcel
Formal:
Sayın Julia Roberts, Dear Julia Roberts,
...
Saygılarımla, With regards,
Marcel Proust.
Please note that sevgili (dear)when used in fron of a name to adress to somebody, has nothing to do with sevgilim or sevgi (love).
So I'm suggesting that sevgili and sayın can be used the same way in which the first one is informal and the second one formal.
Also man can use sevgili when adressing to other man.
Sevgili Ahmet (Dear Ahmet),
Sevgili Arkadaşım (My Dear Friend)
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